"Joy was an absolute delight to work with. Answered any questions we had, extremely knowledgeable and went above and beyond to help us meet our deadline. Could not recommend her more as a mortgage broker."

"Joy was so wonderful every step of the way helping me get my house all within a month. I couldn't have found someone better at their work. I want to say thank you so much, I couldn't be happier with your service. Highly recommended!"

"If you are looking for a mortgage broker, look no further, this is IT! Joy is an incredible broker. Very committed to her clients. Stress free process…she really makes it stress free. She’s always prompt at responding to any and all of your questions. Most importantly her answers are instant and easy to understand. This woman is going to work for you relentlessly. The best broker I’ve had ever worked with. Thank you Joy."

"What a wonderful job guiding me through a difficult process. Outstanding, friendly, knowledgeable and understanding. Thanks Joy."

"It was a pleasure working with Joy! She responded promptly with answers to our million questions. She’s professional, knowledgeable, patient and understanding. It’s wonderful working with someone who has your best interests in mind. Thank you Joy! We appreciate all the work you’ve done for us."

"I am so happy we had Joy as our mortgage broker!! As first time homebuyers we really had no clue what the process involved, but Joy broke it down into easy, manageable steps and explained everything along the way. She was super patient with all of our questions and responded quickly to our emails regardless of the time/day of the week. She was also always available to answer questions over the phone and took us through many different scenarios so that we could come up with the best plan for us. Joy was extremely organized and efficient which made the entire process practically stress-free. Even after the mortgage was approved, she continued to check in with us to ensure that we had no further questions. Thank you for allowing us to be homeowners!! "

"Joy was so helpful through this process. She responded to all my questions immediately. She was professional and super competent! Highly recommend!!"

"Joy was amazing to work with. She was very knowledgeable and quick to respond to any of our questions."

"Joy is a pleasure to work with and helped us immensely. I highly recommend her."

"Joy was fabulous to work with. She listened to what we wanted, provided advise and in the end found the best way for us to get into our new forever home."